⚠️ Maryland County Tax: Every Maryland county charges an additional 2.25%–3.2% income tax on top of state tax. Baltimore City, Montgomery County, Prince George's County, and Baltimore County all charge 3.2%. Factor this in for your true MD tax burden.
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Open the Calculator →Maryland Freelancer Tax Rates 2026
Maryland's combined state+county income tax is among the highest of any state for middle-income earners. Most freelancers pay 5.25%–5.75% state plus 3%–3.2% county.
| Tax Type | Rate | Notes |
|---|---|---|
| Self-Employment Tax | 15.3% | Federal — Social Security + Medicare |
| Federal Income Tax | 10%–37% | Progressive, standard deduction applied |
| Maryland State Tax | 2%–5.75% | Most earners at 5.25%–5.75% |
| Maryland County Tax | 2.25%–3.2% | Mandatory for all MD residents |
Example: Maryland Freelancer Earning $75,000 (2026)
| Tax Component | Amount |
|---|---|
| Self-Employment Tax (15.3%) | $10,597 |
| Federal Income Tax | $6,949 |
| Maryland State Tax (~5.25%) | $2,872 |
| County Tax (est. 3.2%) | $1,750 |
| Total Tax | $22,168 |
| Take-Home Pay | $52,832 |
| Effective Total Rate | 29.6% |
Maryland Freelancer FAQ
What are Maryland's income tax rates for freelancers in 2026?
Maryland has a progressive state income tax (top rate 5.75% on income over $250,000; most earners pay 5.25%) plus a mandatory county income tax of 2.25%–3.2%. The most populated counties — Baltimore City, Montgomery, Prince George's, and Baltimore County — all charge the maximum 3.2%.
Is Maryland expensive for freelancers from a tax perspective?
Yes — Maryland is one of the more expensive states for freelancers because of the combined state+county tax burden. A freelancer in Montgomery County effectively pays ~8.4% combined state+county, which is higher than California for middle incomes.
How much tax does a Maryland freelancer at $75,000 pay?
Approximately $10,597 SE + $6,949 federal + $2,872 MD state + $1,750 county = $22,168 total. Effective rate ~29.6%.
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