Montana State Income Tax Brackets 2026
Montana simplified to two brackets in 2024. There is no sales tax in Montana, which partially offsets the income tax burden.
| MT Taxable Income (Single) | State Rate |
|---|---|
| $0 – $20,500 | 4.7% |
| Over $20,500 | 5.9% |
Example: Montana Freelancer Earning $75,000 (2026)
| Tax Component | Amount |
|---|---|
| Self-Employment Tax (15.3%) | $10,597 |
| Federal Income Tax | $6,949 |
| Montana State Tax (~5.9%) | $3,226 |
| Total Tax | $20,772 |
| Take-Home Pay | $54,228 |
| Effective Total Rate | 27.7% |
Montana Freelancer FAQ
What is the Montana income tax rate for freelancers in 2026?
Montana has two brackets: 4.7% on income up to $20,500 and 5.9% above. Montana has no sales tax, which helps offset the income tax. Billings and Missoula have no city income taxes.
How much tax does a Montana freelancer at $75,000 pay?
Approximately $10,597 SE + $6,949 federal + $3,226 MT state = $20,772 total. Effective rate ~27.7%. Take-home ~$54,228.