🧮 Calculate Your Minnesota Freelancer Taxes
Select Minnesota in the state dropdown for your instant breakdown.
Open the Calculator →Minnesota State Income Tax Brackets 2026
Minnesota has four progressive brackets. Most freelancers earning $40,000–$164,000 pay the 7.05% marginal rate on their upper income. Minneapolis and St. Paul do not have city income taxes.
| MN Taxable Income (Single) | State Rate |
|---|---|
| $0 – $30,070 | 5.35% |
| $30,071 – $98,760 | 6.80% |
| $98,761 – $183,340 | 7.85% |
| Over $183,340 | 9.85% |
Example: Minnesota Freelancer Earning $75,000 (2026)
| Tax Component | Amount |
|---|---|
| Self-Employment Tax (15.3%) | $10,597 |
| Federal Income Tax | $6,949 |
| Minnesota State Tax | $3,858 |
| Total Tax | $21,404 |
| Take-Home Pay | $53,596 |
| Effective Total Rate | 28.5% |
Minnesota Freelancer FAQ
What is the Minnesota income tax rate for freelancers in 2026?
Minnesota has four progressive brackets from 5.35% to 9.85%. A freelancer earning $75,000 falls into the 6.80% bracket for most of their income, paying an effective state rate of about 5.6%. Minnesota's top rate of 9.85% is among the highest in the US.
Is Minnesota expensive for freelancers?
Minnesota is one of the more expensive states for freelancers. With a top rate of 9.85% and progressive brackets kicking in early, Minnesota taxes middle-income freelancers more heavily than most states. Minneapolis and St. Paul do not have city income taxes, which offers some relief.
How much tax does a Minnesota freelancer at $75,000 pay?
Approximately $10,597 SE + $6,949 federal + $3,858 MN state = $21,404 total. Effective rate ~28.5%. Take-home ~$53,596.
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