🧮 Calculate Your Texas Freelancer Taxes
Select Texas in the state dropdown (or leave blank — Texas = $0 state tax).
Open the Calculator →Texas Freelancer Tax Rates 2026
As a Texas-based 1099 contractor, you only owe federal taxes. No Texas state income tax, no Texas franchise tax for sole proprietors.
| Tax Type | Rate | Notes |
|---|---|---|
| Self-Employment Tax | 15.3% | Federal — Social Security + Medicare |
| Federal Income Tax | 10% – 37% | Progressive brackets, standard deduction applied |
| Texas State Income Tax | 0% | Texas has NO state income tax ✓ |
| Texas Franchise Tax | $0 | Sole proprietors exempt ✓ |
Texas vs California: Tax Savings for Freelancers
| Annual Income | Texas Total Tax | California Total Tax | TX Savings vs CA |
|---|---|---|---|
| $50,000 | $10,461 | $11,309 | +$848/yr saved |
| $75,000 | $17,101 | $19,465 | +$2,364/yr saved |
| $100,000 | $25,745 | $30,159 | +$4,414/yr saved |
| $150,000 | $43,385 | $52,120 | +$8,735/yr saved |
Texas 1099 Tax Details 2026: Brackets, Deductions & Rankings
Texas levies no state income tax on individuals, which makes it one of only nine states where freelancers keep their entire net profit after federal taxes. Your 1099 tax bill in Texas is purely federal: 15.3% self-employment tax on 92.35% of net profit, plus federal income tax after the $16,100 standard deduction (single, 2026).
At $75,000 net profit, Texas ties with the other no-income-tax states for the lowest total 1099 tax burden in the country: $17,101 all-in (22.8% effective).
What a single freelancer pays in Texas (2026)
| Net profit | Texas state tax | Total tax (SE + federal + state) | Take-home | Effective rate |
|---|---|---|---|---|
| $50,000 | $0 | $10,461 | $39,539 | 20.9% |
| $75,000 | $0 | $17,101 | $57,899 | 22.8% |
| $100,000 | $0 | $25,745 | $74,255 | 25.7% |
| $150,000 | $0 | $43,385 | $106,615 | 28.9% |
Single filer, standard deduction, no QBI or other deductions. Computed with the same 2026 engine as the calculator.
How Texas compares to its neighbors at $75,000
| State | State tax | Total tax | vs Texas |
|---|---|---|---|
| Oklahoma | $2,591 | $19,693 | $2,591 more |
| Louisiana | $1,705 | $18,806 | $1,705 more |
| New Mexico | $2,110 | $19,212 | $2,110 more |
| Arkansas | $2,506 | $19,607 | $2,506 more |
Sources: IRS Rev. Proc. 2025-32 (federal brackets & standard deduction), SSA 2026 wage base ($184,500), Tax Foundation 2026 state individual income tax data, and the Texas Department of Revenue. Last updated July 2, 2026.
Texas Freelancer Tax FAQ
Does Texas have a state income tax for freelancers?
No. Texas has no state personal income tax. Freelancers and independent contractors in Texas only pay federal self-employment tax (15.3%) and federal income tax. This makes Texas one of the most tax-friendly states for remote workers and freelancers in the US.
Do Texas freelancers still pay quarterly estimated taxes?
Yes — but only federal quarterly taxes to the IRS. There are no Texas state estimated tax payments. Federal payments are due: April 15 (Q1), June 16 (Q2), September 15 (Q3), and January 15, 2027 (Q4). Pay at irs.gov/payments.
📐 How the Texas estimate works
Good news for Texas freelancers: Texas has no state income tax on your earnings. So this estimate is federal income tax + self-employment tax only — calculated on the actual 2026 IRS figures, not rounded-off guesses.
- Federal brackets & standard deduction: IRS Rev. Proc. 2025-32 (2026)
- Self-employment tax: 15.3% with the 92.35% net-earnings adjustment, the 50% SE-tax deduction, and the 0.9% Additional Medicare Tax — per IRS rules
- Social Security wage base: $184,500 for 2026 (SSA)
- Texas income tax: none — Texas does not tax freelance or self-employment income
Built & maintained by Rahul B.
A software developer who got tired of “free” 1099 calculators that use lazy flat rates and give wrong numbers — so I built one on the actual 2026 IRS brackets and real state-by-state rates, updated every tax year. More about this tool →
Last reviewed for tax year 2026 · Independent tool — not affiliated with the IRS. Estimates for planning only; verify with a tax professional before filing.